Personal loans at TD Bank are unsecured installment loans with fixed interest rates that can be used for many major life events. With no collateral required, our TD Fit Loan can offer you an alternative to credit cards or other forms of secured financing that requires collateral.
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From vacation to renovation to debt consolidation—TD Fit Loans for $2,000 to $50,000 are available in as little as one business day. 1
Watch this quick video to learn more about why a TD Fit Loan
might be the right fit for you!
See your rates with no impact to your credit score or log back in if you've already started an application.
Questions? Call us at 1-877-300-4020
Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed monthly payment.
Gather your info In addition to basic personal info, you'll need your Social Security Number, employment history and income, and expenses like mortgage or rent.
See your options—with no impact to your credit Once you provide your info, you'll see your personalized loan options. Checking your options does not affect your credit score and you'll get your results in as little as 60 seconds.
Select an option and continue to apply If one of the options works for you, choose it and continue to apply. At this step, TD will perform a hard credit pull, which can affect your credit score. You'll verify your info and get a decision on your loan by email.
Check your options with no impact to your credit score. Like what you see? Choose one and continue to apply. You can also log back in if you've already started an application.
One of our TD Fit team members can answer your questions and help you apply. Mon–Fri, 9:00 AM–9:00 PM ET
Sat, 9:00 AM–1:00 PM ET
Sun, Closed
Personal loans are unsecured installment loans with fixed interest rates that can be used for many major life events. An unsecured loan means you don't need collateral to be issued the loan. With no collateral required, personal loans, like our TD Fit Loan, can offer you an alternative way to access funds and often have a lower interest rate than credit cards.
The interest rate on your personal loan is usually fixed for the term of your loan which means you can expect predictable monthly payments. Your interest rate is based on your financial information and credit worthiness. You can check what your interest rate will be, with no impact to your credit score, by using our personalized rate quote. TD Bank will then conduct a hard credit inquiry which may have an impact on your credit score, upon full application.
A TD Fit personal loan provides you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt. Unlike other loans, like a mortgage or student loan, personal loans do not have a defined use and can be more flexible based on what your needs are. You might consider getting a personal loan to:
Personal loans can be used for just about anything; however, it's important to consider uses that might improve your financial position.
In addition to basic personal info, you'll need your Social Security Number or Individual Tax Identification Number, employment history and income, and expenses like mortgage or rent.
If you're approved, you may receive your funds in as little as one business day. 1
There are no origination fees, including no application or prepayment penalty fees.
Still deciding on a personal lending option?
Our account selector can help you choose, and you can open an account online in minutes
1 Approval process may take longer if additional documents are requested. Funds are generally deposited electronically via ACH for delivery next business day if approved by 4:30 p.m. ET Monday–Friday. Depending on your bank, it may take up to three days for your funds to be available.
2 Subject to Credit Approval. No origination or application fee.
Loan amounts range from $2,000 to $50,000. Repayment terms range from 36 - 60 months. interest rates range from 8.99% to 23.99%. The most credit worthy applicants may qualify for a lower rate while longer-term loans may have higher rates. The following example depicts the interest rates, monthly payments and total payments available for a $10,000 loan with a 48 month term: interest rate range of 8.99%-23.99%, 48 payments, of $249.42 -$326.00 and total Payments of $11,942.54 -$15,646.23. If approved, your loan amount, interest rates and monthly payment may differ from the example based on the length of the term selected, your current income, creditworthiness and other factors. FL residents: Doc Stamp Fee applies. Loan cannot be used for business or education expenses.
TD Fit Loans are available to residents of CT, NJ, DE, NY, Washington, D.C., NC, FL, PA, ME, RI, MD, SC, MA, VT, NH and VA.